For many, saving or investing a portion of their income is the path to financial security in old age.

Real estate and capital markets are common ways to invest capital.

Securing assets through art is uncommon. And inaccessible for most. Here are the challenges summarized.

Artworks suitable for investment are expensive, often amounts that the average investor targets for their entire portfolio (diversification issue). The difficulty of finding good investments (which deal?). Lack of knowledge about prices/values/artists (is it a good deal?). The complexity of the transaction (including its physical element) and subsequent liquidation. The long-term perspective. A lack of marketplaces, structures, and transparency.

As a result, despite interest in the "object of art", most people hold back. Only a small and affluent group deals in high-priced works (often of deceased artists) and determines which living artists will increase in value (gatekeeper bias).

Some challenges can be addressed, and structures can be created. Access to the art market for everyone is the vision.